How to Add “Buy Now Pay Later” Payment Plans to WordPress

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Do you want to offer users a buy now, pay later payment method on your WordPress website?

‘Buy now, pay later’ offers customers flexibility as they can purchase goods and pay in installments over a specified time period. At the same time, your business gets instant payments for the full amount creating a win-win scenario.

In this article, we’ll show you how to add “buy now pay later” payment plans to WordPress.

There are different types of buy now pay later models that you can use. For instance, customers can break the total amount into 3 or 4 installments, or they could pay the entire amount after a certain number of days. Some payment providers even offer to finance high-value or luxury goods.

The best part about offering a buy now pay later payment option is that your business receives the full payment up front and is protected from fraud. On the other hand, the customer gets the flexibility to purchase their preferred items and pay when it’s suitable for them.

That said, let’s see how you can offer a buy now pay later payment plan in WordPress.

Upon activation, the plugin will automatically launch the setup wizard. Go ahead and click the ‘Let’s Get Started’ button.

After that, you’ll need to enter the license key. You can easily find the license key in the WP Simple Pay account area.

Simply copy the license key and paste it into the setup wizard. Once that’s done, click the ‘Activate and Continue’ button.

Next, click the ‘Connect with Stripe’ button to continue.

Now log in to your Stripe account or create a new one and follow the onscreen instructions to connect it with WP Simple Pay.

After connecting WP Simple Pay with Stripe, the setup wizard will ask you to configure the emails. You can enable options to receive email notifications for payment receipts, upcoming invoices, and payment notifications, and enter the email address to send them to.

Simply click the ‘Save and Continue’ button when you’re done.

The last step in the setup wizard is to create a payment form. Go ahead and click the ‘Create a Payment Form’ button.

WP Simple Pay offers 2 payment methods through which you can accept buy now pay later payments, including Klarna and Afterpay/Clearpay.

The choice between the two methods depends on where you’re located and which method best suits the type of products you’re selling. That’s because Klarna and Afterpay work in selected regions and allow you to sell certain products.

Let’s take a closer look and create payment forms for both the buy now pay later payment methods.

Creating a Klarna Buy Now Pay Later Payment Form

The type of buy now pay later model available to your customers will depend on which country they’re located in.

Klarna is available if you’re located in Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Slovakia, Slovenia, Spain, Sweden, United Kingdom, and the United States.

Note that you cannot use Klarna for charities and political organizations, parties, or initiatives.

To create a payment form, you can click the ‘Create a Payment Form’ button in the setup wizard or go to the WP Simple Pay » Add New page from your WordPress admin panel.

Now, simply select the ‘Klarna (Buy Now, Pay Later) Form’ template.

After that, head over to the ‘Payment’ tab to add prices.

Here you can enter the amount, change the label, and choose whether to accept one-time or subscription-based payments.

Next, you can go to the ‘Form Fields’ tab and add any additional fields you’d like to add to the form.

Under the ‘Payment Methods’ section, you’ll see that the Klarna option will be enabled. You can also add more payment methods to your form if you want.

Next, you can preview and publish your payment form.

After that, simply add the form to any landing page or blog post on your website.

Next, you can preview the form and publish it.

Simply visit your website to see the buy now pay later payment form in action.

Creating an Afterpay/Clearpay Buy Now Pay Later Payment Form

Afterpay/Clearpay is another payment method through which you can accept buy now pay later payments.

Afterpay is available in Australia, Canada, France, Italy, New Zealand, Spain, the United Kingdom, and the United States.

To create an Afterpay payment form, you can head to the WP Simple Pay » Add New page from your WordPress admin panel and select the ‘Afterpay/Clearpay (Buy Now, Pay Later) Form’ template.

Next, you can navigate to the ‘Payment’ tab and set up your prices.

The plugin allows you to choose a payment mode, enter a label, choose payment amount, and select one-time or subscription-based payment.

After that, you can head over to the ‘Form Fields’ tab to add more form fields.

You can also check that the Afterpay payment option is enabled under the ‘Payment Methods’ section and add more payment options to your form.

Now, go ahead and preview your payment. If everything looks good, then simply click the ‘Publish’ button.

Next, you can add the Afterpay buy now pay later form to any post or page. In the WordPress content editor, add a ‘WP Simple Pay’ block and choose your form from the dropdown menu.

After that, you can preview your page and publish it.

Now visit your website to see the Afterpay buy now pay later payment form in action.

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