How to Accept ACH Payments in WordPress

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Do you want to accept ACH payments on your WordPress website?

ACH (Automated Clearing House) payments are a bank-to-bank payment method in the United States. ACH payments help save transaction fees for business owners since they are a lot lower than a credit card or digital wallet transaction fees.

In this article, we’ll show you how to accept ACH payments in WordPress.

For example, the Stripe fee for accepting ACH payments is just 0.8% per transaction, with a maximum cap of $5.

Keeping these fees in mind, let’s say a customer pays $100. Through ACH payments, the transaction fee would be roughly $0.80. At the same time, the transaction fee for the same amount through a credit card or digital wallet would be $3.20.

Similarly, on an $800 payment amount, the transaction fee through ACH would be $6.40, and through cards or digital wallets would be $23.50. What this means is that the higher the transaction amount, the more you’ll save in transaction costs.

That said, let’s look at how you can accept ACH payments in WordPress.

Once the plugin is active, it will automatically launch the setup wizard. Go ahead and click the ‘Let’s Get Started’ button.

On the next screen, you’ll need to enter the license key. You can easily find the license key in your WP Simple Pay account area.

After entering the key, you can click the ‘Activate and Continue’ button.

Next, you’ll need to connect WP Simple Pay with Stripe.

Go ahead and click the ‘Connect with Stripe’ button.

After that, you can log in to your Stripe account and connect it with WP Simple Pay.

Once your Stripe account is connected, WP Simple Pay will show different email options to configure. You can enable emails for payment receipts, upcoming invoices, and payment notifications.

After that, you’ll arrive at the last step in the setup wizard, where you’ll need to create a payment form. Simply click on the ‘Create a Payment Form’ button.

You can also create a payment form in WP Simple Pay by going to WP Simple Pay » Add New from your WordPress dashboard.

You will see a number of payment form templates. You need to hover over the ‘ACH Direct Debit Form’ template and then click the ‘Use Template’ button that appears.

You’ll find yourself on the ‘General’ tab of the payment form editor. If you like, you can rename the form and give it a description.

We’ll leave the other settings with their default values.

Next, go to the ‘Payment’ tab in the payment form and enter the price amount and label.

You should also set up whether it is a one-time payment or a recurring subscription.

After that, head down to the ‘Form Field’ tab.

Next, you can preview your ACH payment form and then publish it.

To do that, simply click the ‘Publish’ button in WP Simple Pay.

You can now add your ACH payment form anywhere on your WordPress website.

Once that’s done, you can preview your page and publish it.

Now you can visit your website to see the ACH payment form in action. Here’s a preview of what it looks like on our demo site.

The above method is the simplest way to accept ACH payment in WordPress without using a shopping cart.

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